Self-Build
Building your own home can help you to own the home of your dreams, where the house has been tailored to suit your needs and lifestyle.
There is a lot to consider and it is therefore important that you access the correct information and advice. You will need to consider the following:
- The type of house you want to build
- Purchasing land
- The building costs
- Obtaining a self-build loan and/or mortgage
- Relevant planning permission
- Site insurance
- Connecting to utilities
The Scottish Government, and other organisations, have a number of useful guides and helpful information available on their websites, including advice on Scotland's Self Build Loan Fund which offers loans of up to £175,000 to assist with construction fees for self-build projects. The Scottish Government reopened the scheme from 21 November 2022, and applications are open for an initial period of 3 years.
We are currently reviewing how we make more information available on self-building.